How to Maximize Grocery Rewards
- Stack discounts – Combine store loyalty programs with credit card rewards
- Time purchases – Buy gift cards during bonus category quarters
- Pay in full – Avoid interest charges that negate rewards
Frequently Asked Questions
❓ “Which card is best for Costco or Walmart purchases?”
Most supermarket cards exclude warehouse clubs. For Costco, use the Costco Anywhere Visa® Card (2% back in-store).
❓ “Do grocery rewards work for online orders?”
Yes, as long as the merchant codes as a supermarket (Instacart, Walmart Grocery may not qualify).
Final Recommendation
- Best Premium Card: Amex Gold (4X points)
- Best Cash Back: Blue Cash Preferred (6% back)
- Best No-Fee Option: Chase Freedom Flex (rotating 5% categories)
Always check current terms, as rewards programs can change.
