2026: A Year Still Uncertain
Several scenarios are circulating for 2026. Under the Bayrou government, a “blank year” was considered: no increase in basic pensions in order to save several billion euros.
Since the political transition, this idea has not been confirmed but remains a topic of discussion. If the current rule of indexing pensions to inflation is maintained, a modest increase of approximately 1.2% could be applied in January 2026, with the February payment taking effect.
The final decisions will be made in the fall of 2026, when the budget and the Social Security financing law are voted on.
Concrete example of impact: Consider a retiree receiving a basic pension of €1,000 and a supplementary pension of €600, totaling €1,600 per month.
January 2025: +2.2% on the basic pension = approximately +€22 per month, or €264 per year.
November 2025: +0.6% to +0.8% on the supplementary pension = +€3.60 to +€4.80 per month, or €43 to €58 per year.
In 2025, this retiree will therefore earn approximately €310 to €320 more.
In 2026, a 1.2% increase in the basic pension would represent approximately €12 more per month, or €144 per year. However, if the “blank year” were to be reinstated, this increase would disappear.
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